By 
Jaici Nikohl DeBruin, Alcester, Chapter 7
Matthew Henry O’Neal, Sioux Falls, Chapter13
Oliviarose Howard Rossk, Flandreau, Chapter 7
Salomon (NMN) Dominguez and Cassandra Jo Dominguez, Sioux Falls, Chapter 7
Christopher Cody Greub and Shannon Nicole Greub, Spearfish, Chapter 13
Justin James Dziobecki and Holly Leann Dziobecki, Sioux Falls, Chapter 13
Sandra Kay Kant, Sioux Falls, Chapter 13
Tracy Lee Owens, Rapid City, Chapter 13
Shawn Michael Lortie, Rapid City, Chapter 7
Tad Jay Appenzeller and Shannon Nicole Appenzeller, Hot Springs, Chapter 7
Jason Lee Jelinek, Box Elder, Chapter 13
Clare Nina Vandervliet, Brookings, Chapter 13
Dawn Marie Harden, Wentworth, Chapter 7
Shelby Anna Timm, Rapid City, Chapter 7
Betty Ellen Burns, Sioux Falls, Chapter 7
Daniel Ray Conder and Susan Eileen Conder, Spearfish, Chapter 7
Philip Andrew Keithahn, Harrisburg, Chapter 11
Johnathon Edward Barnes, Brookings, Chapter 7
Lyanna Andrea Diaz, Hermosa, Chapter 13
Deann Lydia Fuhrer-Nielson, Sioux Falls, Chapter 13
Michael Francis Flannery, Sioux Falls, Chapter 13
Patrick Willis Sutliff and Amanda Crystal Sutliff, Rapid City, Chapter 13
Lynn Ranae Althoff, Watertown, Chapter 7
Jeremy David Lloyd and Serena Mary Glass-Lloyd, Sioux Falls, Chapter 7
Stacey Lyn Darling and David Edward Darling, Box Elder, Chapter 13
Gilbert Lee Johnson, Sioux Falls, Chapter 13
David Michael Solum and Noel Ann Solum, Watertown, Chapter 7
Daniel Lee Welynn Lauren Elizabeth Moller-Welynn, Brandon, Chapter 7
Donna Kaylee Hoffman, Sioux Falls, Chapter 13
Trey Allen Bren, Harrisburg, Chapter 13
Chad Allen Johnson and Danielle Marie Johnson, Salem, Chapter 7
Marshall Randolph Bahm and Paula Kay Bahm, Harrisburg, Chapter 13
Jason William Peiser and Jennifer Jean Peiser, Sioux Falls Chapter 13
Thomas Lee Erickson Sr., Tea, Chapter 7
April Rose Arapahoe and Justina Amber Arapahoe, Box Elder, Chapter 7
Chapter 7, also known as liquidation, allows individuals or businesses to give up nonexempt assets and walk away from most debts. Chapter 11, also known as reorganization, is for individuals – and, more commonly, businesses – to restructure debt. It allows the filer to draft a plan to repay some debt while retaining assets. Chapter 13 is available to individuals who need to restructure their debt loads. Some creditors will be paid back in full with interest, while others will be repaid a percentage of the debt. Typically, the repayment period is from three to five years.
