By 
Jamel Jarnae Warner, Sioux Falls, Chapter 7
Bernadette Marie Preston, Watertown, Chapter 7
Emily Marie Marlow, Lake Norden, Chapter 7
Tracy Marie Owens, Sioux Falls, Chapter 7
Kenneth Russell McCuen, and Kimberly Jo McCuen, Brandon, Chapter 7
Britney Renea Thorns, Sioux Falls, Chapter 7
Mickey Allen Yost, Lead, Chapter 7
Taylor John Haugen, Sioux Falls, Chapter 7
Kassandra Sherene Redman, Pierre, Chapter 7
Brenda Lee York, Sioux Falls, Chapter 7
Timothy Charles Womack, Edgemont, Chapter 7
Ricardo (NMN) Rasgado-Martinez, Sioux Falls, Chapter 7
Joy Dawn Harris, Hot Springs, Chapter 7
Kenneth Ray Gilbert and Shirley Olive Gilbert, Redfield, Chapter 7
Nelva Jean Vanderplaats. Sioux Falls, Chapter 7
Sarah Elizabeth Hewitt, Sioux Falls, Chapter 7
Wayne Leroy Connot and Julia June Connot, Sioux Falls, Chapter 7
Bruce Allen Disbrow and Shelly Ann Disbrow, Sioux Falls, Chapter 7
Pamela Pearl List, Sioux Falls, Chapter 7
Tonya Marie Duncan, Sioux Falls, Chapter 7
Shannon Marie Campbell, Baltic, Chapter 7
Melissa Jean Klein, Sioux Falls, Chapter 7
Jonah Putnam Marsh, Tyndall, Chapter 7
Dana Lee Aman, Mobridge, Chapter 7
Gerald Lee Muessigmann and Carmen Kristi Muessigmann, Clark, Chapter 7
Brittanie Marie Knight and Damion Gail Knight, Bowdle, Chapter 7
Seth Houck Hastings, Salem, Chapter 7
Sean Patrick Parks and Ashley Pear Parks, Flandreau, Chapter 7
Aurora May Goltz, Sioux Falls, Chapter 7
Kelindra Rose Holman, Black Hawk, Chapter 7
Troy Dean Imberi and Tamera Marilyn Imberi, Ipswich, Chapter 7
Lucas Antonio Alvarez, Custer, Chapter 7
Jeffrey Dean Schultz, Sioux Falls, Chapter 13
Kevin Jon Olney and Makenzie Marie Olney, Harrisburg, Chapter 13
Graham Kim Koolmo and Camille Lynne Koolmo, Brookings, Chapter 13
Joshua Franklin Kennedy, Sioux Falls, Chapter 13
Steven Billings Schreiner, Jennifer Kay Schreiner, Mitchell, Chapter 13
Justin Walter Poile, Pierre, Chapter 13
Lori Marie Meyer, Sioux Falls, Chapter 13
Zenia Jamilec Turcios, Sioux Falls, Chapter 13
Amy Joy Easton, Ethan, Chapter 13
Amado Jesus Moran and Maria Dolores Moran, Sioux Falls, Chapter 13
Chapter 7, also known as liquidation, allows individuals or businesses to give up nonexempt assets and walk away from most debts. Chapter 9 allows municipalities to reorganize debt and create a repayment plan without selling its assets. Chapter 11, also known as reorganization, is for individuals – and, more commonly, businesses – to restructure debt. It allows the filer to draft a plan to repay some debt while retaining assets. Chapter 12 allows family farmers and fishermen with regular income to reorganize debt. Although it works similarly to Chapter 13, this option is more advantageous to farmers with larger debts who don’t meet Chapter 13 wage-earner classifications. Chapter 13 is available to individuals who need to restructure their debt loads. Some creditors will be paid back in full with interest, while others will be repaid a percentage of the debt. Typically, the repayment period is from three to five years.
